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Stolen, borrowed, loaned… seems due to a lack of solid evidence, it won’t matter in the case of Lindsay Lohan and her latest scandal: a jeweler who is accusing the actress of not returning a $2,500 necklace that she took on a loan… or something of that nature. TMZ’s Nicki Fertile explained why on “The Ralphie Radio Show.”

Catch Nicki on TMZ TV, local listings here.